Privacy Policy | Empower Financial Solutions LLC

Empower Financial Solutions LLC ("Company," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website at empower-financial-solutions.com or contact us through any of our communication channels. Please read this policy carefully. If you do not agree with its terms, please discontinue use of our site.

1. Information We Collect

We may collect the following categories of personal information:

Contact Information: Name, email address, mailing address, and any other information you voluntarily provide through our contact form or direct communications.
Business Information: Company name, industry, and description of your consulting needs.
Usage Data: IP address, browser type, pages visited, and time spent on our site, collected through standard web server logs.
Communications: Records of correspondence between you and Empower Financial Solutions LLC.

2. How We Use Your Information

We use the information we collect to:

Respond to your inquiries and provide the professional services you request
Send service-related communications, updates, and operational messages
Send marketing and promotional communications, where you have provided consent
Improve and maintain our website and service offerings
Comply with applicable laws and regulations
Protect against fraudulent or unauthorized activity

3. SMS & Text Message Communications

SMS Opt-In: If you have opted in to receive SMS/text messages from Empower Financial Solutions LLC, we will send you marketing and promotional messages using an automated telephone dialing system (ATDS). Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply.

To Opt Out: Reply STOP at any time to cancel future text messages from us. You will receive a one-time confirmation message and then no further SMS communications.

For Assistance: Reply HELP for assistance or contact us at ora@empower-financial-solutions.com.

Consent is NOT a condition of purchase. You are not required to consent to receive SMS messages to obtain our services.

4. Sharing of Information

We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information in the following limited circumstances:

Service Providers: Trusted third-party vendors who assist us in operating our website and providing our services, subject to confidentiality agreements.
Legal Requirements: When required by law, court order, or governmental authority.
Business Transfers: In connection with a merger, acquisition, or sale of assets, with prior notice to affected users.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this policy, or as required by law. Contact form submissions are retained for up to 3 years. SMS opt-in records are retained for a minimum of 5 years to demonstrate compliance.

6. Cookies & Tracking Technologies

Our website may use cookies and similar tracking technologies to improve your browsing experience and analyze site traffic. You may disable cookies through your browser settings; however, some features of our site may not function properly without them.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

Access the personal information we hold about you
Request correction of inaccurate personal information
Request deletion of your personal information, subject to legal obligations
Opt out of marketing communications at any time
Withdraw consent for SMS messaging by replying STOP

To exercise any of these rights, please contact us at ora@empower-financial-solutions.com.

8. Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.

9. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party site you visit.

11. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date. Your continued use of our website following the posting of changes constitutes your acceptance of those changes.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Empower Financial Solutions LLC
317 Dr MLK Jr Dr, Starkville, MS 39759
Email: ora@empower-financial-solutions.com